Independent Financial Advisers & Mortgage Brokers

Find Independent Financial Advisers and Mortgage Brokers in your local area. We provide the directory of Mortgage Brokers and Financial Advisers you can trust... Find a local mortgage adviser or financial adviser with the experience & knowledge you need. You can compare advisors, read broker testimonials & even see how others rate them. Choosing an experienced adviser who is qualified to give the advice you need is easy and obviously where required they have been approved by the FSA.

Search by postcode & find your local advisers ...

Mortgage Broker

So, you need mortgage advice ...If you are a first time buyer or second time buyer in need of mortgage advice, looking to remortgage or refinance to reduce your monthly payments or want 100 % mortgage, at Pennypeople you can find a local mortgage broker you can trust.

Whether you want to purchase a second home, a holiday home in the UK or overseas, our advisors deal with all the mortgage lenders and financial institutions and will give you the mortgage advice you need. If you need a quote on a buy to let mortgage or let to buy mortgage, search for a UK mortgage broker at pennypeople.

Our mortgage brokers will spend time with you to ensure your requirements are fully understood & met. Matching the information you provide will enable the mortgage broker to deduce what type of secured home loan is most suitable for you and importantly...how much you can afford to borrow & how much the mortgage will cost per month!

Mortgage brokers

With a wealth of experience and knowledge to draw on, a good mortgage adviser will be able to offer you impartial advice on all types or mortgages. By taking your personal details and circumstances into account, advisers can provide a ‘whole of market' search and thus using all the lenders, they are able to place even the most difficult mortgages. When a computer may say no, a good mortgage broker will often be able to help.

Qualified mortgage advisers are not only a reliable source of impartial mortgage advice, but possess a well honed ability to arrange a mortgage that is tailored to you. By matching you up with the most appropriate lender who can fulfil your needs by placing you with the most suitable lender puts them in the position of being irreplaceable. The simple process of using a local mortgage adviser not only answers many more questions than a website can, but more importantly, they will understand your circumstances and treat you like a person.

Maybe you are looking to finance a self-build project or to release equity in your home, a mortgage broker can offer advice on a home improvement loan or debt consolidation. Locate a mortgage advisor who can provide suitable mortgage advice on a self cert mortgage, self employed mortgage, buying your council house with the right to buy option and even raising finance on a house boat or mobile home. Here at Penny People, it's easy to find a specialist in all types of mortgage loan advice & financial advice.

Independent mortgage advisor

An independent mortgage advisor will explain the pro's and cons of an interest only mortgage, endowment mortgage & a pension mortgage versus a repayment mortgage. The benefits of overpaying, underpaying & taking payment holidays on your mortgage and offset mortgage will all be explained by your independent mortgage adviser.

The benefits of daily interest calculation will be explained in detail, together with how it works. In addition, the differences between variable rate, fixed rate, discounted rate, tracker rate & capped rate, will all be made clear.

Issues surrounding Stamp duty and the cost of conveyancing will be explained, together with information on any related insurances you should have to protect your mortgage, such as life assurance, critical illness cover, permanent health insurance, house insurance, accident, sickness and redundancy protection.

Finding advice on a home owner loan, lifetime mortgage, commercial mortgage, home equity loan, shared ownership mortgage with a housing association, a key worker mortgage or want to buy an unusual property, it is easy to find advice at pennypeople.

Even if you have had problems with credit in the past, with County Court Judgements, defaults, bankruptcy, IVA's, mortgage arrears or repossession. We have a mortgage broker in your area that can assist by giving you plain, straight talking advice on all types of mortgages with no obligation.

Financial advice

So, you need financial advice...The chances are that you have found this site in your quest to find Independent Financial advice. The good news is that Penny People is here to put you in touch with a selection of IFA's local to you. Whether you need advice on matters such as Personal Pensions, Group Pensions, Annuities or retirement planning, an IFA near you can provide you with relevant and suitable advice.

At Penny People, you are able to search and find an Independent Financial Advisor who specialises in both run of the mill and obscure products. An IFA will advise and arrange cover on numerous other products, such as personal financial advice & family protection, Child savings, Life assurance, permanent health insurance, critical illness cover, Healthcare or long term care, traded endowments and even will writing!

Independent Financial Adviser

If you have money you wish to save or invest, an independent financial adviser will be able to guide you through the maze of ISAs, Unit trusts, OEICs, inshore & offshore investments, Investment bonds, Ethical investments, stock broking services & savings plans. The onus is upon the Independent Financial Adviser to utilise their wealth of experience to advise how best to place your hard earned money.

Advising on business insurance, corporate finance advice, Key Man insurance, Tax affairs & expatriate services require specialist knowledge, our straight talking qualified specialists make it easy!